• The interest rate is different in all schemes. Please refer to the specific scheme details or rate sheet for exact rates applicable at the time of booking.

• The FD Account must be continued for a minimum of 12 months; after 12 months it may be closed prematurely under the product terms.

• Payment will be made within 30 days of applying for closing the FD Account, subject to verification and bank processing procedures.

• There will be no penalty and no loss of interest for premature closure of the Fixed Deposit Account, except where specific product rules or promotional terms state otherwise.